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Samsung Galaxy Note 20 Ultra 128GB - Mystic Bronze, Mystic Black, Mystic White - Buy on Credit in Kenya
✓ 100% Genuine Product | ✓ 1 Year Warranty | ✓ Free Delivery
IP54 Water Resistant

Protected from splashes and dust

Dual Stereo Speakers

Immersive audio experience

Side Fingerprint Sensor

Quick & secure unlock in 0.3s

About Samsung Galaxy Note 20 Ultra 128GB

The Samsung Galaxy Note 20 Ultra 128GB is a powerful smartphone designed for everyday use. With its impressive 4500mAh, 25W Fast Charging, Wireless & Reverse Charging battery and 6.9" Dynamic AMOLED 2X (3088 × 1440, 120Hz) display, you can enjoy all-day usage without worry. Powered by the efficient Exynos 990 (7nm+) / Snapdragon 865+ (7nm+) processor and equipped with 128GB of storage, this phone handles multitasking with ease.

Now available on credit in Kenya through Mkopa, Watu Simu, and other providers. Pay just KSh 16,799 deposit and KSh 181 daily. Get yours delivered within 24 hours in Nairobi and enjoy flexible payment options.

Samsung Galaxy Note 20 Ultra 128GB - Buy on Credit in Kenya

★★★★☆
4.7 (62 verified reviews)

Pricing Options

KSh 16,799 deposit only
Then KSh 181 per day (Total: KSh 47,999)
💡 Affordable daily payments - No hidden fees
  • ✓ Same-day approval
  • ✓ No credit check required
  • ✓ Flexible payment schedule
KSh 47,999 one-time payment
Full payment required upfront. Instant delivery after payment confirmation.
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Technical Specifications - Samsung Galaxy Note 20 Ultra 128GB

Display 6.67" HD+ 6.9" Dynamic AMOLED 2X (3088 × 1440, 120Hz)
Processor Snapdragon 6s Exynos 990 (7nm+) / Snapdragon 865+ (7nm+)
Camera 8MP Dual 108MP + 12MP + 12MP (rear), 10MP (front)
Storage 128GB 128GB / 12GB RAM
Battery 5100mAh 4500mAh, 25W Fast Charging, Wireless & Reverse Charging
Charging 45W 45W Fast Charging
Dimensions 208g 164.8mm × 77.2mm × 8.1mm
Operating System Android 14 Android 13, One UI 5

Customer Reviews - Samsung Galaxy Note 20 Ultra 128GB

Real reviews from verified Kenyan buyers

4.7

62 Verified Reviews

★★★★★

Still one of the best Samsung phones ever made. The S Pen is incredibly smooth.

★★★★

Display and performance are unmatched, though it’s quite big to hold.

Frequently Asked Questions About Samsung Galaxy Note 20 Ultra 128GB

How does the credit payment work for Oppo A3x?

Pay KSh 3,500 deposit, then KSh 80 daily until fully paid. No hidden fees. Total price is KSh 16,500. Available through Mkopa and other credit providers.

Is delivery free in Nairobi?

Yes, we offer free same-day delivery within Nairobi CBD. Outer areas may have a small delivery fee. We deliver throughout Kenya.

What if I miss a payment?

Contact your provider immediately. Most offer flexible payment options and will work with you to find a solution.

Is the Oppo A3x genuine?

Yes, all our Oppo A3x phones are 100% genuine with 1 year manufacturer warranty. We source directly from authorized distributors.

Ready to Own the Samsung Galaxy Note 20 Ultra 128GB?

Start today with just KSh 16,799 deposit and pay KSh 181 daily

Join thousands of Kenyans who own smartphones through flexible credit plans

Available in Nairobi, Mombasa, Kisumu, and all major towns across Kenya

Body and Design

The Samsung Galaxy Note 20 Ultra 128GB exudes luxury with its Gorilla Glass Victus front and back, surrounded by a polished stainless-steel frame. Measuring 164.8 × 77.2 × 8.1mm and weighing 208g, it feels solid, professional, and premium. Available in Mystic Bronze, Mystic Black, and Mystic White, it remains one of the most elegant smartphones Samsung has ever made.

Display

Enjoy a massive 6.9-inch Dynamic AMOLED 2X display with 120Hz refresh rate and HDR10+ support. The curved WQHD+ panel offers stunning brightness and vivid colors, perfect for creative professionals and entertainment lovers alike.

Camera System

The Note 20 Ultra is equipped with a triple-camera setup: a 108MP wide, 12MP periscope telephoto (5x optical zoom), and 12MP ultra-wide. It captures extraordinary detail with 8K video recording and laser autofocus for precision. The 10MP front camera delivers excellent selfies and crystal-clear video calls.

Performance

Powered by the Exynos 990 (or Snapdragon 865+) processor paired with 12GB RAM, the Note 20 Ultra delivers elite-level performance for productivity, gaming, and multitasking. The vapor chamber cooling ensures consistent power even under load.

Operating System

Running Android 13 with Samsung’s refined One UI 5, the phone offers a smooth, customizable, and feature-rich interface. Enhanced S Pen features, improved multitasking, and DeX wireless mode elevate productivity to PC-like levels.

Storage and Memory

Comes with 128GB internal storage and 12GB RAM, expandable via microSD up to 1TB. Perfect for users handling large files, photos, and professional workloads without lag.

Battery and Charging

The 4500mAh battery supports 25W fast charging, 15W wireless charging, and 4.5W reverse wireless charging. Despite the large screen, optimization ensures all-day power for work, streaming, and creative tasks.

Connectivity and Sensors

Connectivity options include 5G, Wi-Fi 6, Bluetooth 5.0, NFC, GPS, and USB Type-C 3.2. It also supports Samsung DeX, UWB (Ultra-Wideband), and S Pen Air Gestures. Sensors include ultrasonic fingerprint, accelerometer, gyroscope, barometer, and proximity sensor.

Pros and Cons

Pros

  • Stunning 6.9-inch 120Hz Dynamic AMOLED 2X display
  • Powerful 108MP camera with 5x optical zoom
  • High performance with 12GB RAM
  • S Pen with ultra-low latency
  • Premium glass and metal design

Cons

  • Battery drains faster in 120Hz WQHD mode
  • Large size may not suit all users
  • No 3.5mm headphone jack

Verdict

The Samsung Galaxy Note 20 Ultra 128GB remains a powerhouse device for professionals and enthusiasts in 2025. With its stunning display, advanced camera, and unmatched S Pen features, it continues to stand tall among flagship smartphones.

Frequently Asked Questions

How does the payment plan work?

Pay a small deposit of KSh 16,799 and then KSh 181 daily until you complete the KSh 47,999 total price. No hidden fees!

Is the Samsung Galaxy Note 20 Ultra 128GB brand new?

Yes, this Samsung Galaxy Note 20 Ultra 128GB comes used with full manufacturer warranty and all original accessories.

What's included in the box?

Your Samsung Galaxy Note 20 Ultra 128GB includes the phone, charger, USB cable, user manual, and warranty card from Samsung.

Do you deliver in Nairobi?

Yes! We offer fast delivery across Nairobi and surrounding areas through Mkopa. Delivery typically takes 1-2 business days.

What colors are available?

The Samsung Galaxy Note 20 Ultra 128GB is available in: Mystic Bronze, Mystic Black, Mystic White. Choose your favorite color when placing your order.

What about warranty and support?

All phones come with manufacturer warranty. You'll get full support from both Samsung and Mkopa for any issues.